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The wait for rate cut is set to continue

Vidya Bala

The RBI decided to go on a pause mode on interest rates in its third bi-monthly monetary policy review. When viewed against the seemingly dovish phrases in the last policy…Continue Reading

Budget and your money

Vidya Bala

Save Tax Upto 1.5 Lakhs Under Sec80C Budget 2014-15 may not go down as the most impactful budget for your moola, although its wide reach in terms of macro economic…Continue Reading

Make sure you don’t miss these tax deductions

Vidya Bala

Did you end up with a diminished pay packet last couple of months, thanks to higher tax deductions? Well, you can’t get your employer to refund the same, especially if…Continue Reading

What you lose by starting investments late

Vidya Bala

The investment behaviour of most investors suggests that people save and invest too little, too late.  It appears that most people take their investments seriously either when their children are…Continue Reading

Short-term debt funds continue to offer opportunity

Vidya Bala

Markets were a bit shaken but not stirred, by a 25 basis-point repo rate hike by the RBI, perhaps postponed from about a month ago. While the 10-year gilt, the…Continue Reading

FundsIndia Reviews: NFO of DWS Inflation Indexed Bond Fund

Vidya Bala

A fund to hedge against inflation Deutsche Mutual (DWS), in a first of its kind, has launched an open-ended debt fund that will predominantly invest in inflation indexed bonds (IIB)…Continue Reading

Why equity outperforms other asset classes

Vidya Bala

Have you ever wondered why equity is universally acknowledged as an asset that delivers superior returns over other asset classes such as debt or gold in the long term? The…Continue Reading

Why you need mutual funds for retirement planning

Vidya Bala

For most of you, holding an EPF account with your company or investing separately in PPF could be the only retirement plan in place. This means of saving may have…Continue Reading

Are retail inflation indexed bonds attractive?

Vidya Bala

The much-awaited inflation-indexed bonds for retail investors will be out this month. Christened, Inflation Indexed National Savings Securities, these bonds, though, take a slightly different avatar from what was initially…Continue Reading

5 tax planning mistakes that salary earners should avoid

Vidya Bala

It’s tax-saving season yet again. But this time, make sure you gain the most from the incentives that the taxman provides while ensuring you do not end up making costly…Continue Reading