Insights

Shrinath M L

Shrinath M L, Senior Research Analyst at FundsIndia, has over five years of experience in the Finance domain. His expertise includes wealth management, financial planning & analysis and financial modeling.

Author Archive | Shrinath M L

Is there a higher risk of a large fall when the equity market reaches an all-time high?

Shrinath M L

“Given the sharp run-up in recent weeks, I feel the risk of a large market fall has increased. Should I redeem my equity investments to avoid loss?” If you had…Continue Reading

Decoding Equity Savings Funds: Are They Right For You?

Shrinath M L

An edited version of this article was originally published in Financial Express. Click here to read it. In our previous blog, we had talked about evaluating Equity Savings Funds as a debt…Continue Reading

Does it make sense to invest in debt funds now?

Shrinath M L

Here are the returns of debt funds in recent years… One look at this table tells us that the past returns are not great!   And with the recent change…Continue Reading

Should you be worried about your underperforming funds?

Shrinath M L

A version of this article was originally published in Mint Genie. Click here to read it. We carefully select good funds and build a portfolio around them. But sometimes, some of these…Continue Reading

A Time-Sensitive Investment Opportunity In Debt Funds (Invest Before 31-Mar-23)

Shrinath M L

Debt Fund Yields are Attractive RBI has been increasing interest rates since May 2022 to reduce inflation  Cumulatively, the repo rate has been raised by 250 bps so far As…Continue Reading

Is a higher equity allocation injurious to your short term goals?

Shrinath M L

This article was originally published in Financial Express. Click here to read it. Let’s say you have some money requirement (read as financial goal) coming up within the next five years. You…Continue Reading

We keep hearing about the magic of Equity SIP, but where is it?

Shrinath M L

In a recent movie, there is an interesting sequence involving a little kid.  The kid plants a mango seed and comes back the next day to see if it has…Continue Reading

2022 wasn’t a normal year for Indian Equities. Or was it?

Shrinath M L

Indian markets had a lot of ups and downs in the year 2022. We saw everything ranging from Omicron-induced Third Covid wave, Russia-Ukraine War, On & Off China Lockdowns, US…Continue Reading

Here is all you need to know about Target Maturity Funds

Shrinath M L

Target maturity funds have gained a lot of popularity in recent times. In 2022 alone, mutual fund houses have newly launched over 40 of these funds. Perhaps you’re wondering what…Continue Reading

What should you do during periods of uncertainty?

Shrinath M L

Have you seen people who keep pressing the elevator button despite the light indicating that it is already pressed? Have you noticed people honking their horns repeatedly when the traffic…Continue Reading