Insights

Jiral Mehta

Author Archive | Jiral Mehta

India Interim Budget FY25 – Continued Emphasis on Capex and Fiscal Consolidation

Jiral Mehta

Key Highlights 1. Continuing on the path of Fiscal Consolidation   Projected fiscal deficit at 5.1% of GDP for FY25 – in line with the original fiscal consolidation glide path…Continue Reading

Indian Equity Markets at All-Time Highs. What should you do?

Jiral Mehta

In the last few months, Indian equity markets have recovered (up around 14%) and have reached new all-time high levels. When markets reach all-time highs, it’s normal to feel uneasy…Continue Reading

Demystifying Home Loan EMIs: What They Don’t Tell You

Jiral Mehta

This article was originally published in financial express. Click here to read it Do you have a home loan outstanding or are you planning to take a home loan? If ‘Yes’, do…Continue Reading

House Hunting – The Art of Choosing Between Renting and Buying

Jiral Mehta

This article was originally published in mint genie. Click here to read it Imagine the excitement and happiness that comes from buying your first home. For most of us it’s a big…Continue Reading

How Should You Respond To All-Time Highs In Indian Equity Markets?

Jiral Mehta

In the last few weeks, Indian equity markets have recovered (up around 7-8%) and are close to their previous all-time high levels. When markets reach all-time highs, it’s normal to…Continue Reading

Invest or Pay Off Debt? Discover Which Option is Best for You

Jiral Mehta

If you’re paying off a loan (say a home or car loan) and suddenly find yourself with some extra cash, you might be wondering whether to put it towards paying…Continue Reading

Take charge of your money with this quick and simple framework

Jiral Mehta

This article was originally published in mint genie. Click here to read it. When it comes to financial decisions we are often hesitant to take charge. While we all know…Continue Reading

Improve your Long Term Equity SIP returns with this One Simple Idea!

Jiral Mehta

This article was originally published in The Times of India. Click here to read it. Do you want to know a simple trick which will help you improve long term returns from…Continue Reading

Is past performance enough to predict future performance?

Jiral Mehta

Many of the decisions we take are based on our experiences with the past.  From daily decisions to one-off decisions, most of the time we reflect on the past before…Continue Reading

Should you manually time your SIP every month?

Jiral Mehta

We read in our earlier blog here that it’s best to set a SIP date within 2-3 days of your salary credit. This makes it simple, and automatic and ensures…Continue Reading