I am happy to let you know that N. Sathyamoorthy, who works with me in analysing funds as part of FundsIndia’s Mutual Fund Research Team, will start writing in this space often, on mutual fund and other personal finance areas. He will also join me in providing you with research recommendations.
Sathyamoorthy is a Certified Financial Planner CM from the Financial Planning Standards Board, and is also an AMFI (Association of Mutual Funds in India) certified Mutual Funds Advisor. He holds over 14 years of experience in the financial services and investment advisory space.
Sathyamoorthy is a specialist in investment planning, tax planning, retirement planning, asset allocation and advisory services for investors with varying requirements. He is known for his keen analytical skills, and is passionate about helping investors build wealth and achieve their dreams.
Do look out for Sathyamoorthy’s writings, and as always, do keep the comments and queries coming on the blog; and help us engage with you in enriching discussions.
- Discontinuation of the Systematic Investment Plan (SIP) of the Designated Schemes of MOMF
- Change in Maximum Subscription Amount of Aditya Birla Sun Life Medium Term Plan
Wealth Conversations – December 2024
Are Arbitrage Funds right for you?- Introduction Of Daily, Weekly Frequency In Sip And Changes In Default Sip Date And Minimum Investment Amount For The Groww Mutual Funds
WELCOME MR.KRISHNAMOORTHY. I want to invest hdfc sensex plus groth plan for a period of 72 months on weekly basis to absorb market fluctuation .Is it wise?
Hello sir,
Vidya here. Yes, you may if you are looking for a low-risk strategy, with returns close to the index. On the other hand, if youa re looking at valuations cum market movements, you can also look at funds such as IDFC Dynamic Equity, once the open for on-going subscription after NFO (reopens today I believe). Read our views on this fund here:
https://blog.fundsindia.com/blog/mutual-funds/fundsindia-reviews-nfo-of-idfc-dynamic-equity-fund/6083
very welcome sir, we are eagerly waitng your analysis reports on all matters.it is heartening to see whether VIDYA and YOU will see eye to eye in all matters.
Hello Sir,
I want to know whether the annual returns quoted by many top MFs are really 36%, 22% or like that..? I mean, does an investor get income or appreciation (or both) to the extent of 36% or 22% on his/her invetment..?
I am a new investor and these rates look quite higher. Just wanted to know they are not misleading.
Would you please guide on the same..?
Thanks!
Hi JP
In Short run, some funds may give 100% positive returns or 40 % negative returns also. You need to see the compounded annualised returns(CAGR) of that fund over the last 5 years, 10 years, etc. Always look for consistency, don’t chase the top performers. Our select funds list will help you to choose the ideal funds for long term. In long run, we can only expect 12-15% annualised returns from the diversified equity fund.
Hello Sir,
I want to know whether the annual returns quoted by many top MFs are really 36%, 22% or like that..? I mean, does an investor get income or appreciation (or both) to the extent of 36% or 22% on his/her invetment..?
I am a new investor and these rates look quite higher. Just wanted to know they are not misleading.
Would you please guide on the same..?
Thanks!
Hi JP
In Short run, some funds may give 100% positive returns or 40 % negative returns also. You need to see the compounded annualised returns(CAGR) of that fund over the last 5 years, 10 years, etc. Always look for consistency, don’t chase the top performers. Our select funds list will help you to choose the ideal funds for long term. In long run, we can only expect 12-15% annualised returns from the diversified equity fund.
very welcome sir, we are eagerly waitng your analysis reports on all matters.it is heartening to see whether VIDYA and YOU will see eye to eye in all matters.
WELCOME MR.KRISHNAMOORTHY. I want to invest hdfc sensex plus groth plan for a period of 72 months on weekly basis to absorb market fluctuation .Is it wise?
Hello sir,
Vidya here. Yes, you may if you are looking for a low-risk strategy, with returns close to the index. On the other hand, if youa re looking at valuations cum market movements, you can also look at funds such as IDFC Dynamic Equity, once the open for on-going subscription after NFO (reopens today I believe). Read our views on this fund here:
https://blog.fundsindia.com/blog/mutual-funds/fundsindia-reviews-nfo-of-idfc-dynamic-equity-fund/6083