Your credit score is a numerical value that denotes your creditworthiness. To build a strong financial future, it is important to understand your credit. You can now download your CIBIL Trans-Union Report (in association with the Credit Information Bureau Limited (CIBIL)) from your FundsIndia account by clicking here!
Why do you need a credit report?
The CIBIL Trans-Union Report will give you a score of your credit worthiness, and is quite useful if you have existing loans / borrowings (including credit cards), or if you are seeking fresh loans. All loan lenders check an individual’s credit score before approving their loan application, and this report furnishes vital credit information that a lender would look for.
You need to particularly check your credit score if:
• You’re applying for any type of loan or credit card
• You would like to know your credit history
• You would like to build a strong financial future for yourself and your family
All FundsIndia.com customers can avail this service. You will have to fill-in some basic information (most of the fields will be pre-filled) and pay Rs. 500 (the charge is the same as that of CIBIL, and can be paid via net banking or a credit card). That’s it! Your report will be delivered straight to your inbox.
To score well in your financial journey, it is important to find out your credit score. It will constitute a value between 300 (lowest) to 900 (highest). If your score is low, then it can be increased by changing your credit habits for the better. It generally takes about 18 to 36 months to satisfactorily improve your credit score, and to get back on track to building a strong financial future.
Be an informed and smart investor. Download your CIBIL Trans-Union Report now.
kindly let me know how can i remove my name from CIBIL
Hi, Mohanan!
For any CIBIL-related queries, you can write to – http://www.cibil.com/self-service-portal/viewGeneralQueryFormAction.action and they’ll get back to you.
Thanks!
I never had any Credit card in SBI but My name is there in CIBIL.. Not sure what norms cibil following? before adding in to the database!!! 6 Years of Chasing up this it was amount of RS 200 then become 1200 now it become 6400 .. i believe Banks are making like this .. Its so sad We pay TAX to GOV and the our Lovely Govt supporting all Frauds to do or encouraging the same.
Hi, Ratheesh!
For any CIBIL-related queries, you can write to – http://www.cibil.com/self-service-portal/viewGeneralQueryFormAction.action and CIBIL will get back to you.
Thanks!
Ratheesh even i faced the same problem with Barclays
Hi Alll
CIBIL has no relevance in India. This stupid organization should be banned and financial institutions should follow the old method of assessing the borrower. CIBIL is better suited for developed countries and not India at present.
Where is the CIBIL report for BANKS who always cheat and not follow rules?
WARM WELCOME FOR THIS…
WARM WELCOME FOR THIS…
Hi Alll
CIBIL has no relevance in India. This stupid organization should be banned and financial institutions should follow the old method of assessing the borrower. CIBIL is better suited for developed countries and not India at present.
kindly let me know how can i remove my name from CIBIL
Hi, Mohanan!
For any CIBIL-related queries, you can write to – http://www.cibil.com/self-service-portal/viewGeneralQueryFormAction.action and they’ll get back to you.
Thanks!
I never had any Credit card in SBI but My name is there in CIBIL.. Not sure what norms cibil following? before adding in to the database!!! 6 Years of Chasing up this it was amount of RS 200 then become 1200 now it become 6400 .. i believe Banks are making like this .. Its so sad We pay TAX to GOV and the our Lovely Govt supporting all Frauds to do or encouraging the same.
Hi, Ratheesh!
For any CIBIL-related queries, you can write to – http://www.cibil.com/self-service-portal/viewGeneralQueryFormAction.action and CIBIL will get back to you.
Thanks!
Ratheesh even i faced the same problem with Barclays
Where is the CIBIL report for BANKS who always cheat and not follow rules?