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Credit reports: Now available on FundsIndia
June 3, 2015Your credit score is a numerical value that denotes your creditworthiness. To build a strong financial future, it is important to understand your credit. You can now download your CIBIL…Continue Reading
10 Ways to Not Let Credit Cards Rule Your Life
November 20, 2014The other day, my secretary discovered that I was the former Managing Director of the Credit Information Bureau Limited (CIBIL) of India. Immediately, she sheepishly sought my advice as she…Continue Reading
Three ways to maximise your returns on plastic money
November 13, 2014The plastic money phenomenon – ‘Buy now, pay later,’ is believed to be a modern day convenience mantra. But did you know that the history of credit cards dates back…Continue Reading
Three ways to go from no credit to credit
October 30, 2014Did your loan application get rejected because you don’t have any credit history? Well, here’s how you can build your credit history in a healthy manner. Well, yes! It’s a…Continue Reading
Ways to improve your credit score
September 15, 2014Your credit score – a 3 digit number can make or break your financial dreams for it is a reflection of your past payment behaviour. Credit scores have gained importance…Continue Reading
Why your income is not a part of your credit score
August 20, 2014Race, religion, gender, nationality, marital status and employment history do not impact credit scores. It is because these factors do not help in assessing the credit worthiness of an individual.…Continue Reading
When should you close your credit card?
July 24, 2014Do you feel that you have too many credit cards? Are some of them lying idle with you? The correct step is to close these credit cards. But before doing…Continue Reading
Who says 750 is a good score?
June 28, 2014810! This was the credit score of an investment banker from Hyderabad. Wow, isn’t it? Rightly so, Mr. Investment Banker kept bragging about it to his colleagues, until one day, when…Continue Reading
