Category: Loans


Is waiting to pay off all the loans before investing a good strategy?

Dev Ashish

A close friend recently shared his financial pains with me. He had two problems in particular. He was earning well, but still wasn’t able to save anything. His second problem…Continue Reading

Credit reports: Now available on FundsIndia

FundsIndia Desk

Your credit score is a numerical value that denotes your creditworthiness. To build a strong financial future, it is important to understand your credit. You can now download your CIBIL…Continue Reading

Three ways to go from no credit to credit

FundsIndia Desk

Did your loan application get rejected because you don’t have any credit history? Well, here’s how you can build your credit history in a healthy manner. Well, yes! It’s a…Continue Reading

e-Guide – Understanding Credit Reports

FundsIndia Desk

A credit report of an individual contains the payment history of all his loan accounts (active/inactive), and has an impact on all his future loan applications too. Hence, understanding a…Continue Reading

Loan Application Rejected – What Next?

FundsIndia Desk

Have you ever had to use a boat loan caclulator to determine how much you can afford, or applied for an auto loan, a home loan or a personal loan?…Continue Reading

Ways to improve your credit score

FundsIndia Desk

Your credit score – a 3 digit number can make or break your financial dreams for it is a reflection of your past payment behaviour. Credit scores have gained importance…Continue Reading

Do not worry if you are a first time borrower

FundsIndia Desk

We all have dreams to fulfill, don’t we? Sometimes, our daily income or savings may not be enough to help achieve our financial dreams. In such a scenario, we make…Continue Reading

Think before you apply for a loan

FundsIndia Desk

When you want to avail a loan, you apply to various lending institutions, don’t you? Also, it is a common practice to apply to more than one lending institution to…Continue Reading

Should you or should you not shift lenders?

FundsIndia Desk

In these times of stiff competition among different lenders, it is observed that there has always been an effort made by each of them to make a difference. An interest…Continue Reading

Pre-plan your Home Loan Now

FundsIndia Desk

Pre-planning is better than planning…just like pre-paying is better than paying. Owning a house is a life time dream for many of us. Undoubtedly, the most common way of accelerating…Continue Reading