Tags: loans
RSS feed for this section
This time, next year – will your financial plan be any different?
January 10, 2017Resolutions are passé, say some. Resolutions changed my life, believe a few. Resolutions are meant to be broken, smirk others. Whichever category you belong to, there are a few resolutions…Continue Reading
Is waiting to pay off all the loans before investing a good strategy?
August 12, 2015A close friend recently shared his financial pains with me. He had two problems in particular. He was earning well, but still wasn’t able to save anything. His second problem…Continue Reading
Credit reports: Now available on FundsIndia
June 3, 2015Your credit score is a numerical value that denotes your creditworthiness. To build a strong financial future, it is important to understand your credit. You can now download your CIBIL…Continue Reading
10 Ways to Not Let Credit Cards Rule Your Life
November 20, 2014The other day, my secretary discovered that I was the former Managing Director of the Credit Information Bureau Limited (CIBIL) of India. Immediately, she sheepishly sought my advice as she…Continue Reading
e-Guide – Understanding Credit Reports
October 10, 2014A credit report of an individual contains the payment history of all his loan accounts (active/inactive), and has an impact on all his future loan applications too. Hence, understanding a…Continue Reading
Ways to improve your credit score
September 15, 2014Your credit score – a 3 digit number can make or break your financial dreams for it is a reflection of your past payment behaviour. Credit scores have gained importance…Continue Reading
Do not worry if you are a first time borrower
September 11, 2014We all have dreams to fulfill, don’t we? Sometimes, our daily income or savings may not be enough to help achieve our financial dreams. In such a scenario, we make…Continue Reading
Think before you apply for a loan
August 28, 2014When you want to avail a loan, you apply to various lending institutions, don’t you? Also, it is a common practice to apply to more than one lending institution to…Continue Reading
Who says 750 is a good score?
June 28, 2014810! This was the credit score of an investment banker from Hyderabad. Wow, isn’t it? Rightly so, Mr. Investment Banker kept bragging about it to his colleagues, until one day, when…Continue Reading
The Sin of Late Payment
June 19, 2014Wouldn’t it be great if missing a payment once in a while was no big deal? With the busy schedules these days, it really is easy to forget dates…I mean…Continue Reading
