Insights

Vidya Bala

Vidya Bala was the Head of Mutual Fund Research at FundsIndia

Author Archive | Vidya Bala

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FundsIndia views: Ultra short-term funds – what they are and when to use

Vidya Bala

Many of you may be familiar with liquid funds. You may either be parking your surplus in them or using them for systematic transfer into equity funds. Another category of…Continue Reading

FundsIndia Strategy: Where to invest your pay hike

Vidya Bala

For those of you who are beneficiaries of the 7th Pay Commission hike or any other pay hike, it’s important that you plan your spending and investing. You may not…Continue Reading

FundsIndia Recommends: Birla Sun Life Treasury Optimizer

Vidya Bala

Dynamic bond funds, income funds, short-term debt funds – confused about what category to invest in? If you are simply looking to invest in a debt fund for over two…Continue Reading

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FundsIndia Strategies: How to play the debt fund space

Vidya Bala

With the interest rates of bank Fixed Deposits (FDs) moving south, we have seen increased interest in debt funds. If you have made a switch from FDs to debt funds…Continue Reading

“Have debt allocation in both duration and accrual strategy”

Vidya Bala

Even as there is no rate cut from the RBI in the just ended Monetary Policy meet, what is the opportunity in the debt space? Ritesh Nambiar, Debt fund manager…Continue Reading

GST – A tax without boundaries

Vidya Bala

August 3, 2016 will go down in history as India’s watershed moment with reforms. It saw the birth of one of the biggest indirect tax reforms in India; perhaps the…Continue Reading

FundsIndia Recommends: Birla Sun Life MIP II Savings 5

Vidya Bala

If you want to earn FD-plus returns with a portfolio of high-quality debt and very marginal exposure to equity, then Birla Sun Life MIP II Savings 5 (Birla Savings 5)…Continue Reading

FundsIndia Views: Don’t go overboard on mid and small-cap funds

Vidya Bala

In the past few months, we have seen investors, especially new investors, simply picking funds in the mid- and small-cap category based on high returns . While we think mid-cap funds…Continue Reading

Brits exit EU. Time for you to enter markets

Vidya Bala

The markets have reacted sharply to Britain’s vote of exiting the European Union. As the uncertainty on how and when the exit will be planned and its impact on UK…Continue Reading

FundsIndia Reviews: Banking and PSU Debt funds – Sound alternatives to bank deposits

Vidya Bala

Short on time? Listen to a brief overview of this week’s review. [soundcloud url=”http://api.soundcloud.com/tracks/270318202″ params=”color=ff5500&auto_play=false&hide_related=false&show_comments=true&show_user=true&show_reposts=false” width=”100%” height=”166″ iframe=”true” /] If you are looking for a debt fund to replace your…Continue Reading