Insights

Vidya Bala

Vidya Bala was the Head of Mutual Fund Research at FundsIndia

Author Archive | Vidya Bala

FundsIndia Recommends: HDFC Short Term Opportunities

Vidya Bala

FD-beating returns, low chance of temporary negative returns and low risk of default in papers held – these summarise the key characteristics of HDFC Short Term Opportunities (HDFC ST Opportunities)…Continue Reading

GST

FundsIndia Views: What to expect from GST – the ‘One India tax’

Vidya Bala

The Goods and Services Tax (GST) will be a reality in India from July 1. GST can be a gamechanger in the way India does business in the long term.…Continue Reading

FundsIndia Views: More bank clean-up and what to expect

Vidya Bala

The government, last week, passed a new ordinance to change the Banking Regulations Act, towards empowering the RBI to deal with bad loans. Broadly, the change will mean that the…Continue Reading

FundsIndia Strategies: How to make the best of the great Indian bank clean up

Vidya Bala

The stock markets hit record highs on global political cues and post a special report by Federal Reserve on the positive impact of GST on India’s GDP. But elsewhere, the…Continue Reading

FundsIndia Recommends: Birla Sun Life Medium Term Plan

Vidya Bala

For those who are looking at long-term investment in debt and want steady returns, holding income accrual funds is a good idea. Among such funds, if you can assume a…Continue Reading

FundsIndia Reviews: HDFC Capital Builder

Vidya Bala

The HDFC stable has a handful of funds with a track record of over 20 years. But perhaps the least spoken of them all, despite a steady performance record, would…Continue Reading

FundsIndia Views: There’s more to the market than UP elections

Vidya Bala

The BJP’s win in the UP elections provided a leg up to the market for couple of reasons: one, it reposed the faith in the policy reforms of the government…Continue Reading

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FundsIndia Views: What should be your time frame and return expectation with equity funds?

Vidya Bala

Most of you, when you started investing with us, would have heard your FundsIndia advisor tell you that equity funds are not meant for the short term. We say this…Continue Reading

The job of a debt fund

Vidya Bala

A recent article by Dhirendra Kumar of Valueresearch ‘Debt funds’ self-inflicted losses’ came as a surprise. The article surprised me for some of the assumptions it made about debt fund…Continue Reading

FundsIndia Views: Should you worry about debt fund declines?

Vidya Bala

The single-day fall in medium and long-term debt funds ranging from 0.1% to 2.2% on February 8, 2017, following the Monetary Policy, might look alarming. There were also sections of…Continue Reading