Vidya Bala
Vidya Bala was the Head of Mutual Fund Research at FundsIndia
Author Archive | Vidya Bala
June 21, 2017
Vidya Bala
FD-beating returns, low chance of temporary negative returns and low risk of default in papers held – these summarise the key characteristics of HDFC Short Term Opportunities (HDFC ST Opportunities)…Continue Reading
May 31, 2017
Vidya Bala
The Goods and Services Tax (GST) will be a reality in India from July 1. GST can be a gamechanger in the way India does business in the long term.…Continue Reading
May 10, 2017
Vidya Bala
The government, last week, passed a new ordinance to change the Banking Regulations Act, towards empowering the RBI to deal with bad loans. Broadly, the change will mean that the…Continue Reading
April 26, 2017
Vidya Bala
The stock markets hit record highs on global political cues and post a special report by Federal Reserve on the positive impact of GST on India’s GDP. But elsewhere, the…Continue Reading
April 12, 2017
Vidya Bala
For those who are looking at long-term investment in debt and want steady returns, holding income accrual funds is a good idea. Among such funds, if you can assume a…Continue Reading
March 29, 2017
Vidya Bala
The HDFC stable has a handful of funds with a track record of over 20 years. But perhaps the least spoken of them all, despite a steady performance record, would…Continue Reading
March 14, 2017
Vidya Bala
The BJP’s win in the UP elections provided a leg up to the market for couple of reasons: one, it reposed the faith in the policy reforms of the government…Continue Reading
March 1, 2017
Vidya Bala
Most of you, when you started investing with us, would have heard your FundsIndia advisor tell you that equity funds are not meant for the short term. We say this…Continue Reading
February 18, 2017
Vidya Bala
A recent article by Dhirendra Kumar of Valueresearch ‘Debt funds’ self-inflicted losses’ came as a surprise. The article surprised me for some of the assumptions it made about debt fund…Continue Reading
February 15, 2017
Vidya Bala
The single-day fall in medium and long-term debt funds ranging from 0.1% to 2.2% on February 8, 2017, following the Monetary Policy, might look alarming. There were also sections of…Continue Reading