Insights

Vidya Bala

Vidya Bala was the Head of Mutual Fund Research at FundsIndia

Author Archive | Vidya Bala

The unrealistic retirement plans of the middle class

Vidya Bala

When an acquaintance of mine did some serious home buying and child education planning with me, he refused to even discuss retirement. He felt the retirement figure I discussed was…Continue Reading

FundsIndia Views: Indian economy – are experts’ concerns overblown?

Vidya Bala

Distress calls by a large section of the media and by economists on feeble GDP growth of 5.7% for the quarter ending June 2017 has spilled over into stock markets.…Continue Reading

line

What SEBI’s proposal to categorise and consolidates schemes can mean to you

Vidya Bala

Post media reports last week, some of you sought to know what would happen to your mutual funds with SEBI’s proposal to reduce the number of schemes. Some of you…Continue Reading

FundsIndia Views: Why you need help choosing debt funds

Vidya Bala

Short on time? Listen to a brief overview of this week’s review. Most of you look at returns of equity mutual funds to pick a fund to invest. When the…Continue Reading

You don’t have to add schemes when you increase investments

Vidya Bala

“I want to invest more/I want to increase my SIPs. Can you suggest good new funds that I don’t hold?”  – is a question that we hear often. The key…Continue Reading

FundsIndia Views: Why your dynamic bond fund returns will not be static

Vidya Bala

Short on time? Listen to a brief overview of this week’s review. In recent months, your dynamic bond fund’s annualised returns may have fallen from high double-digit returns to single-digit…Continue Reading

FundsIndia Views: Reset your return expectations

Vidya Bala

Short on time? Listen to a brief overview of this week’s review. [soundcloud url=”http://api.soundcloud.com/tracks/338109395″ params=”color=ff5500&auto_play=false&hide_related=false&show_comments=true&show_user=true&show_reposts=false” width=”100%” height=”166″ iframe=”true” /] With the markets delivering close to 20% returns on a year-to-date…Continue Reading

UTI Banking and PSU Debt fund has clocked 1 and 3-year returns of 9.1% and 9.4%, respectively - higher than the category average of 8.6% and 8.9%

FundsIndia Recommends: UTI Banking and PSU Debt Fund

Vidya Bala

Short on time? Listen to a brief overview of this week’s review. [soundcloud url=”http://api.soundcloud.com/tracks/335931234″ params=”color=ff5500&auto_play=false&hide_related=false&show_comments=true&show_user=true&show_reposts=false” width=”100%” height=”166″ iframe=”true” /] Open a FREE Account Now! If your fixed deposits are maturing…Continue Reading

FundsIndia Reviews: UTI Transportation and Logistics Fund

Vidya Bala

When we last reviewed UTI Transportation and Logistics fund (UTI T&L fund) in 2014, we mentioned that a sustained low inflation and low interest rate scenario would boost prospects for…Continue Reading

FundsIndia Reviews: DSP BlackRock Focus 25

Vidya Bala

DSP BlackRock Focus 25 (DSP BR Focus 25) is a large-cap equity fund with a concentrated portfolio of 25-30 stocks. With a return of 17.8 per cent annually in the…Continue Reading