Gourav Kumar
Gourav Kumar was a Principal Research Analyst, Mutual Fund Research at FundsIndia
The best time to start investing is today
January 21, 2019At the end of 2017, a friend of mine asked me if it was a good time to start investing given the markets were at a high. I advised him…Continue Reading
What you are not told about tax-saving products
December 17, 2018The tax saving season is closing in. By the end of this month, salaried employees will be asked to submit proofs of their tax saving investments. Employees will then scramble…Continue Reading
Don’t wait for the elections to invest
October 15, 2018Stock markets have been volatile over the past few weeks, driven by local and global macro concerns. Analysts have been saying the volatility is likely to continue till the general…Continue Reading
FundsIndia Views: Do actively managed funds underperform benchmarks?
October 3, 2018Over the last couple of years, there has been a lot of talk about index funds. Some are convinced that index funds are better than actively managed funds. Some say…Continue Reading
Don’t start your career with these 6 financial mistakes
September 24, 2018How many of us know that the social security net in India is almost non-existent? And that your EPF is a very poor attempt at creating social security. NPS, a…Continue Reading
What is Ponzi scheme & how to identify one
September 21, 2018Charles Ponzi. The name itself might not ring a bell for most people, but the surname will. Charles Ponzi is known as a con artist who popularised unscrupulous money-making schemes…Continue Reading
The lazy investor wins the race
September 3, 2018At every turn in your life, you may find yourself being goaded to work harder. It is said that hard work and diligence is the only way to reach your…Continue Reading
FundsIndia Explains: Effect of volatility on fund returns
July 30, 2018Over the last 6 months, markets have been in the red often. While BSE Sensex and NSE Nifty 50 are back to their all time highs, small and midcap indices…Continue Reading
Risk associated with risk-free investments
July 23, 2018Over the past decade, financial services have become increasingly easily accessible. From bank deposits to mutual funds, from equities to insurance, all are now available online. While KYC norms still…Continue Reading
Why SIPs work better: The science behind cost averaging
May 28, 2018We all have our ‘eureka’ moment and mine came while buying mangoes. Yes, buying mangoes helped me explain why average costs come down more than you expect it to, when…Continue Reading
