Gourav Kumar
Gourav Kumar was a Principal Research Analyst, Mutual Fund Research at FundsIndia
Got a Pay Hike? Here’s What You Should Do
April 30, 2018It’s that time of the year again. We are all waiting for our appraisal letters and ratings to find out how much our salary is going to increase this time.…Continue Reading
FundsIndia Explains: Why SIPs are more than just cost averaging
March 26, 2018SIP, or Systematic Investment Plan, is often touted as the best way to invest your money in mutual funds. Many new investors think SIPs are a type of investment. It…Continue Reading
I stopped my SIP – Extracts from an investor’s diary
March 15, 201810th November, 2015 Today, I saw the Nifty was down 1.5%. The markets have been falling continuously. I think I received an email from Fundsindia saying the markets have fallen…Continue Reading
Budget 2018 impact – Why ELSS still scores over PPF
March 12, 2018After the 2018 budget imposed a 10% tax on long-term capital gains from equity last month, there was a debate whether ELSS still remains the best investment option to save…Continue Reading
Budget 2018 impact: Dividend distribution tax on equity funds
February 26, 2018Budget 2018 imposed a 10% tax on long-term capital gains from equity funds. This apart, the budget also proposed that dividends paid out by equity funds be taxed at 10%.…Continue Reading
FundsIndia Explains: Why shorter period returns may be higher
January 8, 2018You may often notice that 1-year returns of funds are higher than 3-year returns for some funds. Very often, the 3-year returns may also be higher than the 5-year returns.…Continue Reading
Should your Age Determine your Equity Allocation?
December 11, 2017If you are investing in mutual funds, you might have heard people talk about portfolio allocation. It is often advised to keep your equity allocation at 100 minus your age.…Continue Reading
FDs are not as risk free as you think
August 14, 2017SBI, Bank of Baroda and more recently Axis Bank cut their savings bank rate to 3.5%. This may mean that the already low FD rates may also dip further. Most…Continue Reading
Don’t go by market moods
December 14, 2015Tulip was the flower of choice way back in 1637. Its graceful stem, topped by a single, vivid flower, led some to believe it was more beautiful than a rose.…Continue Reading
Why you’re not saving enough for your retirement
November 5, 2015I remember a time when I used to go out and buy a pack of bread for Rs. 2. Now the same bread costs Rs. 10-12. There was a time…Continue Reading
