Insights

Consolidation Phase for Debt Market

Vidya Bala

A 25-basis point cut in repo rate to 7.25 per cent in today’s Monetary Policy review, totals to a front-loaded 75 basis point cut thus far in 2015. Further action,…Continue Reading

Are equity income funds for you?

FundsIndia Desk

Booming equity markets and a falling interest rate regime have encouraged fund houses to launch a new category of hybrid funds – equity income funds. These funds aim to make…Continue Reading

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RBI rate cut – One for the budget

Vidya Bala

The Reserve Bank of India gave a thumbs-up to the fiscal impulses in the Union Budget by announcing a 25 basis point rate cut 3 days after the budget announcement.…Continue Reading

“Corporate bond opportunity funds ideal for long-term allocation to bonds”

Vidya Bala

What should be an investor’s strategy in the debt market, with yields beginning to fall? We posed this question to Sujoy Das, Head Fixed Income, Religare Invesco Mutual. Read on…Continue Reading

FundsIndia Debt Strategy: Delayed Gratification, A Positive For You

Vidya Bala

For the fifth policy in a row, the Reserve Bank of India (RBI) left policy rates unchanged, waiting for more consistent signals of the inflation sliding. Even as there is…Continue Reading

10 Ways to Not Let Credit Cards Rule Your Life

FundsIndia Desk

The other day, my secretary discovered that I was the former Managing Director of the Credit Information Bureau Limited (CIBIL) of India. Immediately, she sheepishly sought my advice as she…Continue Reading

Should you or should you not shift lenders?

FundsIndia Desk

In these times of stiff competition among different lenders, it is observed that there has always been an effort made by each of them to make a difference. An interest…Continue Reading

Plastic Money – Use It Wisely

FundsIndia Desk

Credit cards, or plastic money, are a substitute for money and a convenient option at that. They make life easier, but with a caveat – “Do you use your credit…Continue Reading

Breaking up with your credit card

FundsIndia Desk

Break ups are often known to carry the baggage of the past into the future. Some break ups could also haunt you at some stage of your life. You have…Continue Reading

Who says 750 is a good score?

FundsIndia Desk

810! This was the credit score of an investment banker from Hyderabad. Wow, isn’t it? Rightly so, Mr. Investment Banker kept bragging about it to his colleagues, until one day, when…Continue Reading