Insights

Vidya Bala

Vidya Bala was the Head of Mutual Fund Research at FundsIndia

Author Archive | Vidya Bala

What's driving India's GDP growth?

FundsIndia Views: What’s driving the GDP

Vidya Bala

The 8.2% real GDP growth for the June quarter left many analysts and economists surprised. Notwithstanding the low base effect, especially in the manufacturing space, experts acknowledge the numbers as…Continue Reading

Mutual funds are not for ‘sale’

Vidya Bala

“At @paytm Money, we want to become the wealth advisor to the auto rickshaw guy and a shopkeeper. If the auto guy earns extra Rs 500 on a certain day,…Continue Reading

FundsIndia Recommends: UTI Medium Term

Vidya Bala

UTI Medium Term is a superior alternative to owning the recent spate of NCDs or corporate FDs on offer. The fund has a portfolio of high and medium quality papers…Continue Reading

Why your bank deposit rates won’t go up much

Vidya Bala

With the RBI hiking repo rate for the second time this year on August 1, you may be hoping that deposit rates will soon climb back to the 9% plus…Continue Reading

FundsIndia Views: The final debate on FD vs. Debt funds

Vidya Bala

For many of you, looking at the latest FD interest offered by banks and comparing it with the past 1 year returns of debt funds serves up an easy conclusion.…Continue Reading

Reliance Quant fund: The arrival of new-age ‘smart’ funds

Vidya Bala

If you followed developed equity markets in the rest of the world, you would have read that index and ETF-based investing are often touted to be the smart, efficient way…Continue Reading

FundsIndia Views: Why you should not be exiting debt funds now

Vidya Bala

If you were to look at the year-ago returns of many of your debt funds and the current returns, you will wonder if you made a wrong choice in investing…Continue Reading

FundsIndia Views: SEBI’s new categories – what’s changing in your equity funds

Vidya Bala

A month ago, we wrote about what SEBI’s scheme re-categorization means for you. Now, with a good chunk of the changes announced by AMCs, we’d like to get into what…Continue Reading

Why are investors exiting their real-estate investments?

FundsIndia Views: Why people are exiting their real estate investments

Vidya Bala

When there is a trend to the behavioural pattern of our investors, we like to understand it. The current trend we are observing in our investors and many around us…Continue Reading

FundsIndia Views: Scheme re-categorization and what it means for you

Vidya Bala

You would have been receiving mails from fund houses and from us on changes in scheme categories of funds, to fit into SEBI’s newly defined categories. If you are not…Continue Reading