Insights

Vidya Bala

Vidya Bala was the Head of Mutual Fund Research at FundsIndia

Author Archive | Vidya Bala

FundsIndia Recommends: Tata Dividend Yield

Vidya Bala

For a Contrarian Bet We start the first recommendation for this calendar with an offbeat choice – Tata Dividend Yield. Most of you would have been put off by the…Continue Reading

How to use double indexation to reduce your taxes

Vidya Bala

 With just 3 months to go before the financial year ends (March 31), you will hear the term, ‘double indexation’ more often, especially in the context of products such as…Continue Reading

FundsIndia Recommendations: A Round Up

Vidya Bala

Our Hits and Misses for 2012-13 As we bid goodbye to 2013, it would be incomplete if we did not take stock of how the fund recommendations and reviews we…Continue Reading

2014 – 5 New Year’s resolutions for mutual fund investors

Vidya Bala

Tell me; of the many new-year resolutions that most of us have in mind, shedding those extra kilos would surely be one of them? At least for a good number…Continue Reading

FundsIndia Strategies: Should you invest based on one-year performance?

Vidya Bala

What the one-year fund returns chart won’t tell you It’s that time of the year when you will have the media telling you how your investments panned out in 2013.…Continue Reading

Why equity outperforms other asset classes

Vidya Bala

Have you ever wondered why equity is universally acknowledged as an asset that delivers superior returns over other asset classes such as debt or gold in the long term? The…Continue Reading

“Time spent in the market more important than timing the market”

Vidya Bala

Should investors look for more clarity to emerge from elections before deciding to invest? While this may be an emotional factor, for equity investors, inflation, interest rates and expectation of earnings…Continue Reading

RBI provides temporary relief to your debt portfolio

Vidya Bala

The Reserve Bank of India surprised markets today by deciding to keep the repo rate and CRR unchanged. This came as a surprise, after the over 11% consumer price inflation…Continue Reading

FundsIndia Recommends: Franklin India Smaller Companies

Vidya Bala

A Fund to Ride in a Recovery In our newsletter last week (click here to read it), we mentioned that we would identify funds that may be well-placed to ride…Continue Reading

Why you need mutual funds for retirement planning

Vidya Bala

For most of you, holding an EPF account with your company or investing separately in PPF could be the only retirement plan in place. This means of saving may have…Continue Reading