‘FundsIndia Archives’ is a series where we put together the blog posts that all of you’ve enjoyed reading over the years under popular and specific topics.
Missed out on some of our informative and interesting blog posts this year? No problem! Here is a list of our top posts of 2019, which cover a range of topics such as equity markets, SIPs, repo rates, investing strategies, recommendations, and more.
Why Equity SIP Investors Can No Longer Ignore this Significant Question
Assume you were buying gold every month for ₹10,000. You plan to accumulate a few grams every month and continue building gold exposure over the next 10 years. If gold prices start to fall in the coming months, how would you react? Read more
Experiencing long term investing, one short term period at a time
Imagine there are three bowls of water in front of you – one cold, one hot, and another at room temperature. Assume you put one hand in the bowl with the cold water, and the other in the hot water for about a minute. Now put both hands in the bowl containing room temperature water. The water will feel cold to the hand that originally was in the hot water, and warm to the hand that was in the cold water. Read more
Repo rates – How they affect the economy
You might have seen a newsflash last week, along the lines of: “The Monetary Policy Committee of the RBI cut the repo rate by 35 basis points to 5.40%.” What is this term “repo rate”, that’s in the news every couple of months? More importantly, how does it affect the common man – the borrower, the lender, the investor and the others? Read more
Equity Markets near an all-time high. But why did Little Albert cry?
Pavlov’s Dogs: In the 1980’s Russian psychologist, Ivan Pavlov was researching salivation in dogs in response to being fed. He predicted that the dogs would salivate in response to the food placed in front of them. But to his surprise, he noticed that his dogs began to salivate whenever they heard the footsteps of his assistant who was bringing them the food. Read more
FundsIndia Explains: Step-up SIP
“We don’t have to be smarter than the rest. We have to be more disciplined than the rest.” -Warren Buffet. A lot of investors take the concept of ‘passive investing’ to a whole new level. Their SIP amounts get set in stone for years together. While they would have been awarded appraisals and salary hikes over the years, their SIP is seldom extended a similar favour. Read more
FundsIndia launches: FI Stable Growth 25
Investment researchers across the world, have found out that a group of stocks with certain specific characteristics reward investors more than the popular market cap based benchmarks (such as Nifty 50). These characteristics are called factors. Till date, a total of 6 factors have been identified, which have proven to be persistent and have worked across different equity markets. Read more
Taking Advantage of Volatility
The returns from equities for the last 1-2 years haven’t been great. The mid and smallcap category has taken a larger hit compared to large caps. The reasons range from US-China trade war, global slowdown, domestic slowdown, tight funding conditions, NBFC credit crunch, sharp decline in consumer sentiment etc. Read more
FundsIndia Explains: Regular Vs Direct Mutual Funds – Which is the best?
When it comes to investments, people generally tend to take cautious steps. They would prefer to make informed decisions while moving forward. There is a lot of confusion involved in choosing the right fund and checking if the investments made will bring good returns. So, let’s learn about the two major types of mutual funds, and then, compare them. Read more
FundsIndia Recommends: HDFC Short Term Debt
HDFC Short term fund can be considered by investors looking for “returns above FD” with a minimum time frame of 2-3 years. We like the fund for its large size, high credit quality, diversified portfolio, consistent performance track record with low risk and experienced fund management team. Read more
FundsIndia Strategies: Liquid or Arbitrage funds for short-term money?
When you look at low-risk options for parking short-term money, liquid funds are often opted for. But the tax-conscious amongst you often ask us if you should go for arbitrage funds instead since they are taxed at lower rates. Here, we stack up the pros and cons of the liquid and arbitrage funds and tell you how to decide what’s suitable for you. Read more