Insights

Category: Simply Important

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FundsIndia Explains: What it means to own equity funds

Mutual Fund Research Desk

Have you ever wondered why equity is universally acknowledged as an asset that delivers superior returns over other asset classes such as debt or gold in the long term? The…Continue Reading

FundsIndia Explains: Why shorter period returns may be higher

Gourav Kumar

You may often notice that 1-year returns of funds are higher than 3-year returns for some funds. Very often, the 3-year returns may also be higher than the 5-year returns.…Continue Reading

Avoid these top three investment mistakes in 2018

Mutual Fund Research Desk

Irrational decisions can get accentuated when markets too act quirky. As your advisors we observed that many of you, especially those who entered mutual funds in the past 18 months,…Continue Reading

When to redeem funds and when not to

Ashwini Arulrajhan

A lot of deliberation goes into investment decisions. When to invest, what funds to invest in, how to go about investing in them and a number of other factors are…Continue Reading

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Reading between the past returns of mutual funds

Ashwini Arulrajhan

‘Past returns are not indicative of future returns’ is a disclaimer you would have come across often. The reason why past returns cannot be taken as a yardstick is because…Continue Reading

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FundsIndia Explains: Role of Inflation in Financial Planning

Mutual Fund Research Desk

If you have ever spoken to a financial advisor, they might have asked you about your financial goals. Thinking of your investments in terms of goals requires you to estimate…Continue Reading

FundsIndia explains: Contingency fund and its importance

Mutual Fund Research Desk

Your EMI is well within your capacity, you have no difficulty in meeting recurring expenses, and you even have a monthly surplus that you’re investing. Isn’t that a great position…Continue Reading

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FundsIndia Explains: What is an STP?

Mutual Fund Research Desk

As the market touches new heights every week, people are rushing to put their money into mutual funds. It is important to sound a note of caution here. If you…Continue Reading

FundsIndia explains: What are absolute returns

Mutual Fund Research Desk

“My investment in that Bombay house grew to Rs.85 lakhs from when I bought it back in 2000 for just Rs.25 lakhs. My investment has tripled!” That’s a declaration that…Continue Reading

FundsIndia explains: what to do when your scheme merges

Mutual Fund Research Desk

In the wake of SEBI’s recent proposal to categorise mutual funds and rationalise the number of funds there are, scheme mergers are inevitable. So what happens when a scheme you…Continue Reading