Insights

Vidya Bala

Vidya Bala was the Head of Mutual Fund Research at FundsIndia

Author Archive | Vidya Bala

Buying low and selling high made possible

Vidya Bala

I am certainly not claiming you can time the markets when I say buy low and sell high. But then, you can book profits in inflated assets and buy more…Continue Reading

FundsIndia Strategies: What the ‘rate cut pause’ means to you

Vidya Bala

As expected by most, the Reserve Bank of India did not cut policy rates in its monetary policy meet held on Monday June 17. Now, for an investor, this may…Continue Reading

To be or not to be in the market?

Vidya Bala

The S&P BSE Sensex fell 3% in the last one month and as if that weren’t enough, bond yields have been moving up since May 22, causing a fall in…Continue Reading

“Corporate NPS is attractive for those who have exhausted 80C benefit”

Vidya Bala

Very few investors are aware of the additional tax benefits available under the New Pension System for Corporate employees says Vinod A N Fund Manager for Kotak Pension Fund in…Continue Reading

FundsIndia reviews: ICICI Pru Equity – Volatility Advantage

Vidya Bala

Hedging risks in a balanced portfolio ICICI Pru Equity – Volatility Advantage (earlier called ICICI Pru Equity & Derivatives Fund – Volatility Advantage Plan or ICICI Pru VAP) has adeptly…Continue Reading

“2-5 year debt maturity segment offers best risk-adjusted return”

Vidya Bala

The fund industry has perhaps over-complicated its fixed income products – so much so that few retail investors understand the offerings any longer, admits Rahul Goswami, CIO Fixed Income, ICICI…Continue Reading

Short take: A b(p)ill for your real estate woes

Vidya Bala

Now, don’t you mistake the Real Estate Regulatory Bill to be a panacea for all your property buying woes. But be happy, there may henceforth be fewer ways for smart…Continue Reading

FundsIndia Recommends: FT India Life Stage FoF – The 40s Plan

Vidya Bala

For a slice of equity Investors looking for some kicker returns from equities without too much exposure to the asset class can consider investments in FT India Life Stage Fund-of-Fund…Continue Reading

Don’t miss these incomes while filing tax returns

Vidya Bala

With the tax filing season just in, you may have started compiling information to fill your returns or pay additional tax. If you are filing through an auditor, chances are…Continue Reading

Short take: From June, would you choose the dividend or growth option for debt funds?

Vidya Bala

Come June 1 and you would have two key changes in the tax structure of your mutual fund transactions. Here’s a quick recap of the same and how you can…Continue Reading