Insights

Vidya Bala

Vidya Bala was the Head of Mutual Fund Research at FundsIndia

Author Archive | Vidya Bala

FundsIndia Strategies: Funds for risk-taking debt investors

Vidya Bala

Early this month, we carried an article on whether you should invest in gilt funds or not: Should you invest in gilt funds? In the same article, we had suggested…Continue Reading

It’s time you asked your employer for Corporate NPS

Vidya Bala

…if your company does not have one. Very slowly but steadily, The National Pension System or NPS (governed by the PFRDA), has been making progress in terms of honing investment…Continue Reading

Short take: Gold loan woes

Vidya Bala

Falling gold prices may spell opportunities for some of you who are savvy investors and have a view on gold. But if you have a gold loan or a gold loan…Continue Reading

FundsIndia reviews: UTI Mastershare Unit Scheme

Vidya Bala

A steady dividend payer UTI Mastershare Unit Scheme (UTI Mastershare) is certainly not one of the top performing funds in the large-cap diversified equity category. Yet, the fund has been…Continue Reading

Are inflation-indexed bonds attractive?

Vidya Bala

The much-awaited government bonds that seek to protect you from inflation is all set to be issued. Called inflation indexed bonds (IIB), these bonds will carry a fixed coupon rate…Continue Reading

FundsIndia Reviews: NFO of PPFAS Long Term Value Fund

Vidya Bala

A capital Idea The much-awaited new equity fund from the stables of value-investing guru Parag Parikh is now on offer. THE PPFAS Long Term Value fund, offered by Parag Parikh…Continue Reading

FundsIndia reviews: Franklin Build India

Vidya Bala

Well-poised for a growth story If you are tired of watching the off-putting performance of infrastructure funds, then Franklin Build India may be one to provide you with some hope.…Continue Reading

Should you invest in gilt funds?

Vidya Bala

Another repo rate cut of 25 basis points by the RBI on Friday and you begin to wonder if the rate cuts can give you a cool ride in gilt…Continue Reading

FundsIndia Recommends: Birla Sun Life MIP II Savings 5

Vidya Bala

For those testing waters in equities Have you traditionally been a debt investor but now wish to test waters in equities? Then, debt-oriented funds such as Birla Sun Life MIP…Continue Reading

Spotting a ponzi scheme

Vidya Bala

We have never been short of ponzi schemes and that too innovative ones. These scams are not restricted to the usual asset classes; they have taken into their fold the…Continue Reading