Insights

Ashwini Arulrajhan

Ashwini Arulrajhan was a Research Analyst, Mutual Fund Research at FundsIndia.

Author Archive | Ashwini Arulrajhan

Is the correction good enough to invest?

Ashwini Arulrajhan

Markets have been falling steadily over the past two months. The Sensex and the Nifty 50 have lost more than 12% and the broader markets have seen a deeper fall.…Continue Reading

Stocks, lemons and the current market movement

Ashwini Arulrajhan

In 2018 thus far, equity markets stood out for one peculiarity. A few stocks kept the index up while the broader market lagged behind. Since the index constituents are weighted…Continue Reading

You are different and so are your needs

Ashwini Arulrajhan

How many of you want to wear the same clothes as your friends or neighbours? Not only is your size and fit different, your taste too will likely be different.…Continue Reading

Are FIIs buying the same stocks as MFs?

Ashwini Arulrajhan

Equity markets have been volatile so far this year with Nifty 50 falling about 10% in the Jan-Mar period and recovering swiftly to make new highs. But broader markets are…Continue Reading

Step by step guide to goal based investing

Ashwini Arulrajhan

Most of you save without attributing those savings to specific requirements you may have. When you save towards specific goals or aspirations it is called goal based investing. You may…Continue Reading

Why SWPs are great for regular income – Part II

Ashwini Arulrajhan

Why SWP Ensures regular cash flow Reinvestment risk in FD can be overcome with SWP in debt funds Tax paid is significantly lower than tax on FD interest With some…Continue Reading

Why SWPs are great for regular income – Part I

Ashwini Arulrajhan

When you are in your salaried years, your salary will more than take care of your regular income. But there comes a time when you start depending on your investments…Continue Reading

Use SIPs to make the best of market sale

Ashwini Arulrajhan

Why do we rush to the store when there’s a sale but refrain from investing when the markets fall? If you are wondering what the connection between the two is,…Continue Reading

Stock markets trending upward

Budget 2018 Impact: Are equity funds still attractive?

Ashwini Arulrajhan

While there was much talk about bringing back the Long Term Capital Gains tax on equity instruments, the Union Budget 2018 still managed to surprise us by the way in…Continue Reading

When to redeem funds and when not to

Ashwini Arulrajhan

A lot of deliberation goes into investment decisions. When to invest, what funds to invest in, how to go about investing in them and a number of other factors are…Continue Reading