We launched FundsIndia Smart Solutions about a week back, and the response has been overwhelmingly positive! People love the idea and think it’s a great service. If you have not already checked it out for yourself, please do so: FundsIndia Smart Solutions
Pick your FundsIndia Smart Solution today!
If after taking a look, you are still wondering whether the service is suitable for you, here are six reasons (plus a bonus reason!) on why you should get on board today:
1. Customized portfolios – FundsIndia Smart Solutions is not a one-size fits-all portfolio solution. We do not hand out the same three or four fund portfolios to every body regardless of the goal they are aspiring for, or the time frame of investment. Every portfolio is designed with asset allocation and scheme choices that fit the goal and the time frame of investment. So, you will get what fits your need.
2. Continuous monitoring and recommendations – The service is not a one-shot, fire-and-forget recommendation. Rather, FundsIndia Smart Solutions is a service that continuously monitors the portfolios recommended and suggests changes as needed. There are two types of such recommendations:
a. Scheme changes – Of course, when a scheme that we recommend is no longer, in our opinion, good to continue, we will recommend that you change it.
b. Asset allocation change – We will also recommend asset allocation (both rebalancing and re-allocation) changes as time goes by and you get close to achieving your goal. As you get closer to your goal, we will reduce the risk of your portfolio and start moving you to safer asset classes automatically!
3. Easy maintenance – If portfolio changes are recommended, and nobody followed them, then what is the use of recommendations? 90% of the time recommendations are not followed because it is so cumbersome to follow them! But not with FundsIndia Smart Solutions! All the recommendations that we make will be one-click-easy to implement. You simply login to your account, click on ‘Accept’ to a change recommendation and that’s it! We’ll take care of the actual work for you!
4. Expert, unbiased advice – FundsIndia Smart Solutions portfolios will bring in the best funds from all over the market with only one bias – and that is towards the health of your investments. Our research team will hand pick funds that are the best in the market and recommend them to you. You can rest easy that you are getting top quality advice for your investment!
5. Transparent – This is not an opaque, hidden process or service – every investment will always be visible to you completely. As with any FundsIndia investment, you can always verify them independently with fund houses. Even when we recommend changes, we will let you know the rationale behind the change so that you can accept or decline the change with full freedom.
6. FREE! – The FundsIndia Smart Solutions service is absolutely free of charge and comes with every FundsIndia account. The entire service – portfolio design, recommendations, updates and easy maintenance – is provided at no service cost!
A customized investment service that provides continuous expert advice that is easy to implement and is free of cost – that is FundsIndia Smart Solutions. However, that is not all – here is as promised, a seventh bonus reason to sign up for FundsIndia Smart Solutions:
7. Completely flexible – You can start your FundsIndia Smart Solutions portfolio today at a certain monthly investment amount and increase or decrease it along the way as you wish. You can also make lump-sum investment in the portfolio as you wish. And what’s more? If you are not fully enamoured by the service, you can unsubscribe any time as well – with no charges!
So, there you go! FundsIndia Smart Solutions is indeed a free and flexible service that works continuously to help you realize your life goals. What are you waiting for?!
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Very good initiative. How would this be helpful for existing fundsIndia customers who have running SIP’s?
Hello Lloyd,
Thanks for the compliment.
As you probably know, Smart Solutions is open for subscriptions for both new and existing investors of FundsIndia.
If you already have goal-oriented SIP portfolios running in your account, I would not advice that you disturb them at this point. You can use Smart Solutions for specific goals that are not addressed by our SIP programmes – your retirement, for example.
thanks,
Srikanth
Wonderful … I was going through the solution. They look very appealing !!!! planning to go for retirement solution.
Wonderful … I was going through the solution. They look very appealing !!!! planning to go for retirement solution.
Thanks for this artical and such a good initiative from fundsindia. Its like a feel good to be associated with fundsindia which is helping thousands of people for there investment need without any cost. I wish that i was aware about all this investment mantra 10-15 years back, and fundsindia was available to me at that time. Now day by day i am becoming a fan of fundsindia. Everyday I follow my fundsindia account and blog for my portfolio and any updates. Thank You Fundsindia team for all your effort and initiative.
I want to convey 2 suggestion to fundsindia team regarding “FundsIndia Smart Solutions” and “Portfolio Designer Tool”.
I think people will be happy to see some more option in “FundsIndia Smart Solutions” like “Buying a Flat”, “Buying your First Car”. This types of Goal are also common in someone’s life.
Second one is it will be better if you can provide User Defined Goal Based Portfolio Design Strategy. For Example, Suppose I need 5,00,000 after 5 years from now. So based on my requirement how much should I save per month and in which funds, so that i can achive my goal.
Thanks. 🙂
Hi Jayabrata,
Thank you for the encouraging words and your suggestions. We have kick started this offering with 3 key goals (education, marriage, retirement) and a shubh Aarambh portfolio. Once this is well established in terms of its features and efficacy, and we get sufficient feedback from valuable customers like you, we will certainly look at setting up solutions for the goals you mentioned.
To answer your other question, each solution has a calculator in the same page. Once you use it, you will know how much you need to save, to achieve your goal. The calculator will take in to account inflation as well. Once you give the time frame, the solution will accordingly throw the portfolio of funds in which you need to save. In other words, it is customised for each goal and different time frame buckets.
Thanks,
Vidya Bala
Thanks for this artical and such a good initiative from fundsindia. Its like a feel good to be associated with fundsindia which is helping thousands of people for there investment need without any cost. I wish that i was aware about all this investment mantra 10-15 years back, and fundsindia was available to me at that time. Now day by day i am becoming a fan of fundsindia. Everyday I follow my fundsindia account and blog for my portfolio and any updates. Thank You Fundsindia team for all your effort and initiative.
I want to convey 2 suggestion to fundsindia team regarding “FundsIndia Smart Solutions” and “Portfolio Designer Tool”.
I think people will be happy to see some more option in “FundsIndia Smart Solutions” like “Buying a Flat”, “Buying your First Car”. This types of Goal are also common in someone’s life.
Second one is it will be better if you can provide User Defined Goal Based Portfolio Design Strategy. For Example, Suppose I need 5,00,000 after 5 years from now. So based on my requirement how much should I save per month and in which funds, so that i can achive my goal.
Thanks. 🙂
Hi Jayabrata,
Thank you for the encouraging words and your suggestions. We have kick started this offering with 3 key goals (education, marriage, retirement) and a shubh Aarambh portfolio. Once this is well established in terms of its features and efficacy, and we get sufficient feedback from valuable customers like you, we will certainly look at setting up solutions for the goals you mentioned.
To answer your other question, each solution has a calculator in the same page. Once you use it, you will know how much you need to save, to achieve your goal. The calculator will take in to account inflation as well. Once you give the time frame, the solution will accordingly throw the portfolio of funds in which you need to save. In other words, it is customised for each goal and different time frame buckets.
Thanks,
Vidya Bala
Very good initiative. How would this be helpful for existing fundsIndia customers who have running SIP’s?
Hello Lloyd,
Thanks for the compliment.
As you probably know, Smart Solutions is open for subscriptions for both new and existing investors of FundsIndia.
If you already have goal-oriented SIP portfolios running in your account, I would not advice that you disturb them at this point. You can use Smart Solutions for specific goals that are not addressed by our SIP programmes – your retirement, for example.
thanks,
Srikanth