Simple Interest Calculator

Simple interest is a method of calculating interest over a deposit for a definite period of time. FundsIndia Simple Interest Calculator can be used to calculate your returns or the interest you owe.

Total investment
Interest rate (p.a.)
Time Period (Yrs)
Calculate
For an investment of ₹ 1,00,000 at 5% simple interest for a period of 5 years, the simple interest earned will be ₹ 25,000
How to use this calculator?
Simple interest is a method of calculating the interest on a loan or deposit. It is calculated as the product of the principal amount, interest rate, and time period divided by 100.
Simple interest can be used in a variety of scenarios, such as when borrowing money, investing money, saving money in deposits.
Simple interest is calculated as follows
I = (P*R*T)/100
Where:
I = Interest
P = Principal (the initial amount)
T = Time Period (in years)
R = Interest Rate (as a decimal)

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Simple interest is a method of calculating the interest on a loan or deposit. It is calculated as the product of the principal amount, interest rate, and time period.
Calculating simple interest can be beneficial in a variety of scenarios, such as when borrowing money, investing money, saving money, or carrying a balance on a credit card. By calculating the amount of interest involved, you can make more informed financial decisions and better understand the actual cost or benefit of different financial transactions. FundsIndia SI Calculator can be used in all these situations for an accurate calculation.
FundsIndia Simple Interest Calculator is very easy to use. Just plugin the principal amount, interest rate, and tenure. The calculator will give you accurate results regardless of currency.
It uses the following logic
I = (P*R*T)/100
Where:
I = Interest
P = Principal (the initial amount)
T = Time Period (in years)
R = Interest Rate (as a decimal)
FundsIndia SI Calculator is an intuitive and easy to use application that can save the time of manually calculating simple interest. It can visualise the interest with principal amount in an easily understandable manner.