HDFC Retirement Savings Fund Hybrid Debt Plan Regular Growth
Solution Oriented - Retirement Fund - DebtNA
Riskometer
Moderately High
AUM
159CR
NAV
21.082
Day Change
0.608%
Min SIP
₹1,000
Min Lumpsum
₹1,000
One Year Nav Chart
Returns
Invest
Value of
Years
This Scheme
Investment
₹12000
Cur. Value
₹12215.96
Gain
₹215.96
CAGR
3.2892%
CAGR as on
4/10/2025
Peer Comparison
Funds Name
Rating
Returns
Details
Exit Load
NIL - Upon completion of Lock-in Period
Benchmark
N/A
Expense Ratio
2.14%
Who is Eligible
Individuals
Lock-in Period
5 Years
YTM
7.07%
Portfolio Turnover
NA
Age
9 yrs 1 m 22 d
Modified Duration
4.71years
Avg Maturity
7.84years
Quarterly Returns of (%)
Year
Q1
Q2
Q3
Q4
2024
2.78%
3.53%
3.57%
-0.97%
2023
0.67%
4.43%
1.99%
3.4%
2022
-0.55%
-2.2%
3.21%
2.83%
2021
1.28%
3.45%
2.48%
1.04%
2020
-3.34%
4.78%
2.95%
5.99%
2019
2.62%
1.37%
0.7%
2.4%
Fund Manager
Asset Allocation as on date: 3/30/2025
Equity
Debt 61.8%
Others 38.3%
Top Holdings
Allocation by Credit Quality
6.67% GOI MAT 171250^
9.2%
6.19% GOI MAT 160934^
6.1%
7.57% GOI MAT 170633^
5.0%
8.97% GOI MAT 051230^
3.9%
7.5% GOI MAT 100834^
3.3%
7.54% GOI MAT 230536^
0.1%
8.35% Mahindra Rural Housing Finance Ltd^
6.4%
7.7505% TMF Holdings Ltd. (Perpetual) (Perpetual)^
6.3%
8.4% Indian Railways Finance Corp. Ltd.^
3.3%
6.83% HDFC Bank Ltd.^
3.1%
9.1% Power Finance Corporation Ltd.^
0.7%
TREPS - Tri-party Repo
11.9%
Net Current Assets
2.5%
Scheme DocumentDisclaimer
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.