Aditya Birla Sun Life Banking & PSU Debt Growth
Debt - Banking and PSU Fund4
Riskometer
Moderate
AUM
8,588CR
NAV
361.807
Day Change
0.1132%
Min SIP
₹1,000
Min Lumpsum
₹1,000
One Year Nav Chart
Returns
Invest
Value of
Years
This Scheme
Investment
₹12000
Cur. Value
₹12656.23
Gain
₹656.23
CAGR
9.7965%
CAGR as on
4/10/2025
Peer Comparison
Funds Name
Rating
Returns
Details
Exit Load
Nil
Benchmark
N/A
Expense Ratio
0.73%
Who is Eligible
Individuals
Lock-in Period
0 Years
YTM
7.44%
Portfolio Turnover
NA
Age
16 yrs 11 m 10 d
Modified Duration
3.45years
Avg Maturity
4.79years
Quarterly Returns of (%)
Year
Q1
Q2
Q3
Q4
2024
1.96%
1.72%
2.4%
1.44%
2023
1.57%
1.93%
1.42%
1.62%
2022
0.95%
-0.24%
1.24%
1.5%
2021
-0.14%
1.28%
1.51%
0.66%
2020
2.38%
4.29%
1.19%
2.58%
2019
2.44%
2.11%
2.7%
2%
Fund Manager
Asset Allocation as on date: 3/30/2025
Equity
Debt 99.7%
Others 0.3%
Top Holdings
Allocation by Credit Quality
7.77% Power Finance Corporation Limited (15/07/2026)
3.5%
7.60% Power Finance Corporation Limited (13/04/2029) **
3.0%
7.59% Small Industries Development Bank of India (10/02/2026) **
2.9%
7.42% State Bank of India (29/08/2039)
2.5%
7.71% REC Limited (26/02/2027)
2.3%
7.40% National Bank For Agriculture and Rural Development (29/04/2030)
2.1%
7.34% Small Industries Development Bank of India (26/02/2029) **
2.0%
7.44% REC Limited (30/04/2026) **
2.0%
7.82% Bajaj Finance Limited (31/01/2034)
1.9%
7.54% Small Industries Development Bank of India (12/01/2026)
1.9%
7.70% National Bank For Agriculture and Rural Development (30/09/2027) **
1.9%
7.56% REC Limited (31/08/2027) **
1.9%
5.83% State Bank of India (26/10/2030) **
1.8%
7.64% National Bank For Agriculture and Rural Development (06/12/2029)
1.8%
7.61% LIC Housing Finance Limited (29/08/2034) **
1.6%
7.50% National Bank For Agriculture and Rural Development (31/08/2026)
1.6%
8.00% HDFC Bank Limited (27/07/2032) **
1.6%
7.93% Bajaj Finance Limited (02/05/2034) **
1.5%
7.27% Power Finance Corporation Limited (15/10/2031) **
1.5%
7.79% Small Industries Development Bank of India (14/05/2027) **
1.4%
7.37% Indian Railway Finance Corporation Limited (31/07/2029)
1.4%
7.80% HDFC Bank Limited (03/05/2033) **
1.2%
7.59% Indian Renewable Energy Development Agency Ltd (26/07/2034) **
1.2%
7.68% Small Industries Development Bank of India (10/08/2027) **
1.2%
7.34% REC Limited (30/04/2030) **
1.1%
7.80% REC Limited (30/05/2026) **
1.1%
7.45% REC Limited (31/08/2035) **
1.0%
7.86% HDFC Bank Limited (02/12/2032) **
1.0%
7.71% LIC Housing Finance Limited (09/05/2033) **
0.9%
7.67% LIC Housing Finance Limited (15/04/2033) **
0.9%
7.38% Power Finance Corporation Limited (15/01/2032) **
0.9%
7.80% National Bank For Agriculture and Rural Development (15/03/2027)
0.9%
7.55% Power Finance Corporation Limited (15/07/2026) **
0.9%
6.24% State Bank of India (21/09/2030) **
0.8%
7.69% LIC Housing Finance Limited (06/02/2034) **
0.8%
7.41% Bank of Baroda (28/11/2039) **
0.8%
6.18% Mangalore Refinery and Petrochemicals Limited (29/12/2025) **
0.7%
7.40% National Bank For Agriculture and Rural Development (30/01/2026)
0.7%
8.05% Tata Capital Housing Finance Limited (18/06/2029) **
0.6%
7.75% Small Industries Development Bank of India (10/06/2027) **
0.6%
7.53% National Bank For Agriculture and Rural Development (24/03/2028)
0.6%
7.23% Bank of Baroda (16/01/2035) **
0.6%
7.64% REC Limited (30/06/2026) **
0.6%
7.55% REC Limited (31/10/2026) **
0.6%
7.51% REC Limited (31/07/2026) **
0.6%
7.49% National Bank For Agriculture and Rural Development (15/10/2026) **
0.6%
7.40% National Housing Bank (16/07/2026) **
0.6%
7.37% Power Finance Corporation Limited (22/05/2026) **
0.6%
7.23% Small Industries Development Bank of India (09/03/2026) **
0.6%
7.39% Indian Railway Finance Corporation Limited (15/07/2034)
0.5%
7.96% Embassy Office Parks REIT (27/09/2027) **
0.5%
7.43% Small Industries Development Bank of India (31/08/2026) **
0.5%
8.07% SMFG India Home Finance Company Limited (10/09/2027) **
0.4%
7.75% HDFC Bank Limited (13/06/2033) **
0.3%
7.68% LIC Housing Finance Limited (29/05/2034)
0.3%
7.77% REC Limited (31/03/2028) **
0.3%
8.01% Tata Capital Limited (21/07/2034) **
0.3%
7.70% REC Limited (12/12/2027) **
0.3%
7.79% Small Industries Development Bank of India (19/04/2027) **
0.3%
7.68% Small Industries Development Bank of India (10/09/2027) **
0.3%
8.35% SMFG India Home Finance Company Limited (15/01/2027) **
0.3%
7.46% REC Limited (30/06/2028) **
0.3%
7.51% Small Industries Development Bank of India (12/06/2028)
0.3%
8.35% Axis Finance Limited (20/05/2026) **
0.3%
7.70% Power Finance Corporation Limited (15/09/2026) **
0.3%
7.41% Indian Railway Finance Corporation Limited (15/10/2026) **
0.3%
7.712% Tata Capital Housing Finance Limited (14/01/2028) **
0.3%
7.57% National Bank For Agriculture and Rural Development (19/03/2026)
0.3%
7.60% REC Limited (28/02/2026) **
0.3%
7.23% Indian Railway Finance Corporation Limited (15/10/2026) **
0.3%
7.50% National Bank For Agriculture and Rural Development (17/12/2025) **
0.3%
7.84% HDB Financial Services Limited (14/07/2026)
0.3%
7.15% Power Finance Corporation Limited (08/09/2027)
0.3%
5.94% REC Limited (31/01/2026)
0.3%
8.01% REC Limited (24/03/2028) **
0.2%
7.99% Tata Capital Limited (08/02/2034) **
0.2%
8.33% Aditya Birla Finance Limited (19/05/2027)
0.2%
7.65% Power Finance Corporation Limited (22/11/2027) **
0.2%
7.96% Pipeline Infrastructure Limited (11/03/2028) **
0.2%
8.45% Indian Railway Finance Corporation Limited (04/12/2028) **
0.2%
7.77% LIC Housing Finance Limited (11/08/2028) **
0.2%
7.64% Power Finance Corporation Limited (25/08/2026) **
0.2%
7.11% Small Industries Development Bank of India (27/02/2026) **
0.2%
8.50% National Bank For Agriculture and Rural Development (27/02/2029) **
0.1%
8.55% Indian Railway Finance Corporation Limited (21/02/2029) **
0.1%
9.18% NUCLEAR POWER CORPORATION OF INDIA LTD (23/01/2026) **
0.1%
8.85% Power Grid Corporation of India Limited (19/10/2026) **
0.1%
8.13% Power Grid Corporation of India Limited (25/04/2028) **
0.1%
9.64% Power Grid Corporation of India Limited (31/05/2026) **
0.1%
7.84% HDFC Bank Limited (16/12/2032) **
0.1%
7.89% Bajaj Housing Finance Limited (08/09/2032) **
0.1%
8.13% Power Grid Corporation of India Limited (25/04/2027) **
0.1%
7.15% Power Finance Corporation Limited (08/09/2025) **
0.1%
7.43% National Bank For Agriculture and Rural Development (31/01/2030) **
0.0%
7.49% National Highways Authority of India (01/08/2029) **
0.0%
India Universal Trust AL1 (20/09/2030) **
0.2%
India Universal Trust AL1 (20/09/2026) **
0.2%
India Universal Trust AL1 (20/06/2027) **
0.1%
India Universal Trust Al2 (21/11/2030) **
0.1%
India Universal Trust Al2 (21/11/2027) **
0.1%
India Universal Trust Al2 (21/11/2026) **
0.1%
Government of India (08/04/2034)
2.4%
Government of India (24/07/2037)
2.2%
Government of India (17/04/2030)
1.5%
Government of India (07/10/2034)
1.0%
Government of India (14/08/2033)
0.7%
Government of India (15/04/2039)
0.5%
Government of India (19/06/2053)
0.4%
Government of India (18/11/2039)
0.3%
Government of India (22/04/2064)
0.3%
State Government Securities (16/10/2035)
0.2%
State Government Securities (21/11/2034)
0.2%
State Government Securities (07/08/2035)
0.2%
State Government Securities (26/12/2039)
0.2%
State Government Securities (26/12/2033)
0.2%
State Government Securities (26/02/2028)
0.2%
Government of India (05/08/2054)
0.1%
Government of India (22/08/2032)
0.1%
Government of India (06/11/2073)
0.1%
Government of India (08/01/2028)
0.1%
Government of India (25/11/2074)
0.1%
State Government Securities (16/10/2035)
0.1%
State Government Securities (21/10/2028)
0.1%
Government of India (13/11/2030)
0.1%
State Government Securities (13/03/2034)
0.1%
Government of India (18/06/2031)
0.1%
State Government Securities (27/01/2026)
0.1%
State Government Securities (21/11/2032)
0.1%
State Government Securities (28/10/2025)
0.1%
State Government Securities (04/11/2035)
0.1%
Government of India (07/10/2029)
0.1%
State Government Securities (28/11/2028)
0.0%
Government of India (12/06/2063)
0.0%
Government of India (06/02/2033)
0.0%
Government of India (23/05/2036)
0.0%
State Government Securities (09/08/2027)
0.0%
Government of India (23/10/2028)
0.0%
Government of India (20/03/2029)
0.0%
State Government Securities (29/03/2033)
0.0%
State Government Securities (27/03/2040)
0.0%
State Government Securities (14/10/2025)
0.0%
State Government Securities (27/03/2036)
0.0%
State Government Securities (14/09/2032)
0.0%
State Government Securities (27/01/2026)
0.0%
State Government Securities (16/09/2029)
0.0%
Government of India (17/06/2033)
0.0%
State Government Securities (27/01/2026)
0.0%
State Government Securities (24/08/2032)
0.0%
State Government Securities (10/02/2026)
0.0%
Government of India (18/04/2029)
0.0%
State Government Securities (27/03/2038)
0.0%
Canara Bank (12/12/2025) ** #
3.0%
Canara Bank (03/02/2026) ** #
1.4%
Axis Bank Limited (09/10/2025) #
1.1%
Canara Bank (04/12/2025) ** #
1.1%
National Bank For Agriculture and Rural Development (20/01/2026) ** #
0.8%
Canara Bank (18/12/2025) ** #
0.8%
HDFC Bank Limited (31/10/2025) ** #
0.6%
ICICI Bank Limited (14/11/2025) ** #
0.6%
HDFC Bank Limited (25/02/2026) #
0.5%
Union Bank of India (18/12/2025) ** #
0.3%
Canara Bank (22/12/2025) ** #
0.3%
Canara Bank (06/03/2026) ** #
0.3%
Axis Bank Limited (05/03/2026) ** #
0.3%
Axis Bank Limited (09/09/2025) ** #
0.1%
0% GOI - 22AUG28 STRIPS
0.3%
0% GOI - 22FEB29 STRIPS
0.3%
0% GOI - 06MAY30 STRIPS
0.2%
0% GOI - 12MAR29 STRIPS
0.2%
GOI 19MAR26 G-SEC Strips
0.2%
0% GOI - 16JUN30 STRIPS
0.2%
0% GOI - 16JUN28 STRIPS
0.1%
0% GOI - 12MAR28 STRIPS
0.1%
0% GOI - 22AUG29 STRIPS
0.1%
0% GOI - 19MAR28 STRIPS
0.1%
0% GOI - 17JUN27 STRIPS
0.1%
0% GOI - 12SEP28 STRIPS
0.1%
0% GOI - 22OCT29 STRIPS
0.1%
0% GOI - 16DEC28 STRIPS
0.0%
0% GOI - 17JUN29 STRIPS
0.0%
0% GOI - 16DEC29 STRIPS
0.0%
0% GOI - 22FEB31 STRIPS
0.0%
0% GOI - 22AUG31 STRIPS
0.0%
0% GOI - 15JUN29 STRIPS
0.0%
0% GOI - 01JUN29 STRIPS
0.0%
0% GOI - 16JUN27 STRIPS
0.0%
Clearing Corporation of India Limited
0.5%
Net Receivables / (Payables)
-2.5%
Scheme DocumentDisclaimer
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.