{"id":6163,"date":"2014-10-10T10:31:42","date_gmt":"2014-10-10T05:01:42","guid":{"rendered":"https:\/\/blog.fundsindia.com\/blog\/?p=6163"},"modified":"2018-07-13T18:08:12","modified_gmt":"2018-07-13T12:38:12","slug":"understanding-credit-reports-an-e-guide","status":"publish","type":"post","link":"https:\/\/fundsindia.com\/blog\/personal-finance\/understanding-credit-reports-an-e-guide\/6163","title":{"rendered":"e-Guide \u2013 Understanding Credit Reports"},"content":{"rendered":"<p><em><div class=\"list-content\">This article is a contribution towards our financial literacy series. It has been written by a specialist in credit and debt counseling &#8211; Satish Mehta, Founder and Director of www.credexpert.in.<\/div> <\/em><\/p>\n<p><a href=\"http:\/\/www.fundsindia.com\/content\/jsp\/registration\/login.jsp#SignIn\"><img loading=\"lazy\" src=\"https:\/\/www.fundsindia.com\/blog\/wp-content\/uploads\/2014\/10\/credexpert_Oct10-223x300.jpg\" alt=\"credexpert_Oct10\" width=\"223\" height=\"300\" class=\"alignleft size-medium wp-image-6170\" srcset=\"https:\/\/fundsindia.com\/blog\/wp-content\/uploads\/2014\/10\/credexpert_Oct10-223x300.jpg 223w, https:\/\/fundsindia.com\/blog\/wp-content\/uploads\/2014\/10\/credexpert_Oct10.jpg 355w\" sizes=\"(max-width: 223px) 100vw, 223px\" \/><\/a>A credit report of an individual contains the payment history of all his loan accounts (active\/inactive), and has an impact on all his future loan applications too. Hence, understanding a credit report is very essential.<\/p>\n<p>Understand the \u2018What\u2019 and find answers to the \u2018Why\u2019 of credit reports with this FREE e-Guide from Credexpert.  Titled &#8220;Understanding Credit Reports,&#8221; this e-Guide aims to help individuals understand every section of their report in a simple manner. It further draws a comparative study on the credit report by three different credit bureaus in India &#8211; CIBIL, Experian and Equifax.<\/p>\n<p>You can download your free copy of this e-Guide by clicking here.<\/p>\n<p>We wish you a journey of learning and growing!<\/p>\n<p>Happy reading!<\/p>\n<div class=\"blog-highlight\" style=\"clear: both; background: #2baae2; border: none; width: 60%; text-align: center; box-shadow: 0 5px 5px rgba(0, 0, 0, 0.5);\"><a style=\"text-decoration: none;\" href=\"http:\/\/www.fundsindia.com\/content\/jsp\/lp\/rmgp.do?ref=blog-button\" target=\"_blank\"> <span style=\"color: #fff; font-weight: bold;\">Buy<\/span> <span style=\"color: #fff; font-weight: bold; text-decoration: none;\"> 24 Karat Gold Online <\/span><\/a><\/div>\n<p><strong>ABOUT THE AUTHOR<\/strong><\/p>\n<p><em>Satish Mehta is the Founder and Director of www.credexpert.in &#8211; a credit and debt counselling company that provides end to end customized counselling to individuals by handholding them through their credit life cycle.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>A credit report of an individual contains the payment history of all his loan accounts (active\/inactive), and has an impact on all his future loan applications too. Hence, understanding a credit report is very essential. Understand the \u2018What\u2019 and find answers to the \u2018Why\u2019 of credit reports with this FREE e-Guide from Credexpert. Titled &#8220;Understanding [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[188,66],"tags":[249,248,185],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v17.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Understanding Credit Reports - An e-Guide<\/title>\n<meta name=\"description\" content=\"Understand the \u2018What\u2019 and find answers to the \u2018Why\u2019 of credit reports with this FREE e-Guide from Credexpert - &quot;Understanding Credit Reports.&quot;\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fundsindia.com\/blog\/personal-finance\/understanding-credit-reports-an-e-guide\/6163\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Understanding Credit Reports - An e-Guide\" \/>\n<meta property=\"og:description\" content=\"Understand the \u2018What\u2019 and find answers to the \u2018Why\u2019 of credit reports with this FREE e-Guide from Credexpert - &quot;Understanding Credit Reports.&quot;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.fundsindia.com\/blog\/personal-finance\/understanding-credit-reports-an-e-guide\/6163\" \/>\n<meta property=\"og:site_name\" content=\"Insights\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/fundsindia\" \/>\n<meta property=\"article:published_time\" content=\"2014-10-10T05:01:42+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2018-07-13T12:38:12+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.fundsindia.com\/blog\/wp-content\/uploads\/2014\/10\/credexpert_Oct10-223x300.jpg\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"FundsIndia Desk\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.fundsindia.com\/blog\/#organization\",\"name\":\"Wealth India Financial Services\",\"url\":\"https:\/\/www.fundsindia.com\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/fundsindia\"],\"logo\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/www.fundsindia.com\/blog\/#logo\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/www.fundsindia.com\/blog\/wp-content\/uploads\/2018\/07\/download.jpeg\",\"contentUrl\":\"https:\/\/www.fundsindia.com\/blog\/wp-content\/uploads\/2018\/07\/download.jpeg\",\"width\":189,\"height\":200,\"caption\":\"Wealth India Financial Services\"},\"image\":{\"@id\":\"https:\/\/www.fundsindia.com\/blog\/#logo\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.fundsindia.com\/blog\/#website\",\"url\":\"https:\/\/www.fundsindia.com\/blog\/\",\"name\":\"Insights\",\"description\":\"Official blog of FundsIndia.com\",\"publisher\":{\"@id\":\"https:\/\/www.fundsindia.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.fundsindia.com\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/www.fundsindia.com\/blog\/personal-finance\/understanding-credit-reports-an-e-guide\/6163#primaryimage\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/www.fundsindia.com\/blog\/wp-content\/uploads\/2014\/10\/credexpert_Oct10-223x300.jpg\",\"contentUrl\":\"https:\/\/www.fundsindia.com\/blog\/wp-content\/uploads\/2014\/10\/credexpert_Oct10-223x300.jpg\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.fundsindia.com\/blog\/personal-finance\/understanding-credit-reports-an-e-guide\/6163#webpage\",\"url\":\"https:\/\/www.fundsindia.com\/blog\/personal-finance\/understanding-credit-reports-an-e-guide\/6163\",\"name\":\"Understanding Credit Reports - 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