Vidya Bala
Vidya Bala was the Head of Mutual Fund Research at FundsIndia
Beware of the yield claims on tax-saving deposits
February 21, 2013It’s the tax-saving season and one of the popular tax-saving instruments – the five-year tax-saving bank deposit – is being promoted by banks. A major public sector bank has been…Continue Reading
FundsIndia recommends:Reliance Equity Opportunities
February 19, 2013A ride across equity country Reliance Equity Opportunities is a good fit for investors willing to ‘go anywhere’ within the equity universe, to earn market-beating returns. Yes, Reliance Equity Opportunities…Continue Reading
Income funds score over fixed deposits
February 19, 2013For most investors, mutual funds mean investing in equities and therefore come tagged with risks. Given this, for a risk-averse investor, there may be little choice left than to invest…Continue Reading
FundsIndia Recommends: ICICI Pru Dynamic
February 12, 2013A good defender If you are looking for a fund that would defend your portfolio well, ICICI Pru Dynamic will fit your requirement. The fund managed a good 27 percent…Continue Reading
Liquids funds – A supplement to your savings bank account
February 9, 2013Have you been idling large sums in your savings bank account just to provide for any unforeseen need? If so, you could have managed 5-6 percentage points more by setting…Continue Reading
FundsIndia recommends:HDFC Children’s Gift – Savings Plan
February 5, 2013A conservative child plan Are you saving for your child’s future but cannot take high exposure to equities at this point? Then, HDFC Children’s Gift Savings Plan may be a…Continue Reading
FundsIndia reviews: JP Morgan JF ASEAN Equity Offshore
January 28, 2013Big money in small plates Southeast Asian markets (ASEAN) seem to be the new destination for investors hungry for returns; so tells the performance of these markets in the last…Continue Reading
FundsIndia recommends:L&T Tax Advantage
January 22, 2013Short-term slip up but holds potential Investors looking for large-cap oriented funds for tax-saving purpose can consider exposure to L&T Tax Advantage (earlier Fidelity Tax Advantage). This fund had a…Continue Reading
What is expense ratio?
January 21, 2013If you have been reading up on mutual funds, especially in foreign websites, you would not have missed the emphasis placed on expense ratio. What is an expense ratio and…Continue Reading
Where safety comes at a price
January 18, 2013If you are one of those risk-averse investors, chances are that your savings would be locked into various fixed and recurring deposits. And yet, have the typical safe modes such…Continue Reading
