Insights

Vidya Bala

Vidya Bala was the Head of Mutual Fund Research at FundsIndia

Author Archive | Vidya Bala

“If current momentum in the market is sustained, midcaps should do better”

Vidya Bala

With the mid-cap indices on a roll over the last 6 months, what are the prospects of this segment and what should one look for in the space? We ask…Continue Reading

FundsIndia Reviews: NFOs in the Small and Mid-cap Segment

Vidya Bala

While the Sensex may have had a swift rally post September 2013, scaling newer peaks, the run-up has been restricted to a select universe of stocks. In other words, the…Continue Reading

Deposits alone won’t secure your future

Vidya Bala

A recent release by the RBI had placed bank deposits held by individuals at a whopping Rs 33 lakh crore as of March 2013. That is close to one half…Continue Reading

FundsIndia Strategies: Should You Go for Infrastructure Funds?

Vidya Bala

For those of you used to seeing your infrastructure funds languish in the last 5 years, the sudden uptick in the last 6 months may have come as a surprise.…Continue Reading

“Our fund management is process driven and not dependent on a single fund manager”

Vidya Bala

ICICI Prudential Mutual has been in the limelight recently for quite a few events. One, it won the Morningstar India Fund Awards this year – for best fund house across…Continue Reading

line

What to do if your FMP just matured

Vidya Bala

It is that time of the year when investments such as Fixed Maturity Plans, mostly invested by you for double indexation tax benefits, mature and swell your bank balance. Are…Continue Reading

FundsIndia Debt Strategy: Funds in a ‘No Rate Change’ Scenario

Vidya Bala

The good news from the RBI’s first bi-monthly monetary policy is that if inflation behaves as per expectations, RBI may not feel the need to hike rates. But the not…Continue Reading

Make sure you don’t miss these tax deductions

Vidya Bala

Did you end up with a diminished pay packet last couple of months, thanks to higher tax deductions? Well, you can’t get your employer to refund the same, especially if…Continue Reading

FundsIndia Recommends: Tax-saving Funds

Vidya Bala

Have you missed your deadline for submitting tax-saving investment option proofs to your employer? Not to worry; you still have a good week to go to make your investments. Yes,…Continue Reading

How your investment behaviour can be a recipe for poor returns

Vidya Bala

In this article, I wish to share a few thoughts from an interesting presentation made by Prashant Jain, ED and CIO, HDFC Mutual. In this presentation, Prashant Jain points out…Continue Reading